About - MVR Finance

Helping you make confident lending decisions

At MVR Finance we aim to make borrowing less daunting by explaining each step in everyday language and presenting workable options for your circumstances. Our focus is on clarity and practical direction so clients can weigh choices with confidence and take control of their finances.

We work with people across Griffin, Mango Hill, Murrumba Downs and greater Brisbane to support first-home purchases, refinancing moves and investment lending. From initial enquiry to settlement we handle lender liaison, applications and paperwork while keeping you informed so progress stays simple and predictable.

Michael Ruiz

Director / Mortgage Broker

Phone: 0413 468 727
Email: michael.ruiz@mvrfinance.com.au

With over three years in mortgage broking, Michael focuses on refinancing, first-home purchases and investment lending. He brings a strong grounding in property investment and lending strategy, making complex loan options clear with structured steps so clients feel confident at every stage.

Michael adopts a client-first approach aimed at long-term financial freedom, simplifying the process and guiding durable lending outcomes.

Outside of work, Michael enjoys spending time with his family, travelling when time allows, and following the AFL.

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

What does a broker do?
Do you charge fees for home or investment loans?
Is it more expensive to use a broker?
How much can I borrow?
Should I go for a fixed or variable rate?
Which lenders do you work with?

Although we service clients Australia wide, we offer specialised support in areas across Griffin with lender access, home loan help and finance options tailored to our local community.

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.